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| PRODUCT CODE | KFH |
|---|---|
TENURE | 10 YEARS |
MINIMUM LOAN | RM6,000 |
MAXIMUM LOAN | RM250,000 |
INTEREST RATES | 3.99% - 4.25% |
MAXIMUM ELIGIBILITY | 60 % X GROSS SALARY |
NET PAYOUT | 95% |
CCRIS CONDUCT | CLEAN CONDUCT ONLY |
EMPLOYER'S CONFIRMATION | NOT REQUIRED |
CUSTOMER'S CONFIRMATION | APPLICATION FORM & PGP |
TRADE REFERENCES | YES (LESS RM2500) |
EMPLOYEMENT'S STATUS | PERMANENT ONLY |
CONTRACT EMPLOYEE | DOCTOR'S ONLY |
OVERALL DSR | DSR 80% - FRESH LOAN, DSR 95% - OVERLAP |
TAKE HOME PAY | NO |
MIN TAKE HOME PAY | RM 600 |
MINIMUM SALARY | RM 2,000 |
CTOS/LEGAL | ACCEPTABLE WITH OVERLAP |
BANKRUPTCY | NOT ACCEPTABLE |
TURN AROUND TIME | 5 WORKING DAYS |