Menu
| PRODUCT CODE | PRIHATIN 04 | PRIHATIN 06 & 07 |
|---|---|---|
TENURE | 15 YEARS | 12 YEARS |
MINIMUM LOAN | RM6,000 | RM6,000 |
MAXIMUM LOAN | RM200,000 | RM200,000 |
INTEREST RATES | 6.65% | 7.99% |
MAXIMUM ELIGIBILITY | 60 % X GROSS SALARY | RM 200,000 |
NET PAYOUT | 80% | 75% |
CCRIS CONDUCT | VARIABLE BEHAVIOUR | VARIABLE BEHAVIOUR |
EMPLOYER'S CONFIRMATION | NOT REQUIRED | NOT REQUIRED |
CUSTOMER'S CONFIRMATION | APPLICATION FORM & PGP | APPLICATION FORM & PGP |
TRADE REFERENCES | NOT APPLICABLE | NOT APPLICABLE |
EMPLOYMENT'S STATUS | PERMANENT ONLY | PERMANENT ONLY |
CONTRACT EMPLOYEE | NO | NO |
OVERALL DSR | NOT APPLICABLE | NOT APPLICABLE |
TAKE HOME PAY | NO | NO |
MIN TAKE HOME PAY | NOT APPLICABLE | NOT APPLICABLE |
MINIMUM SALARY | NOT APPLICABLE | NOT APPLICABLE |
CTOS/LEGAL | OK IF BELOW 100K | OK IF BELOW 100K |
BANKRUPTCY | NOT ACCEPTABLE | NOT ACCEPTABLE |
TURN AROUND TIME | 10 WORKING DAYS | 10 WORKING DAYS |