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| PRODUCT CODE | AL RAJHI |
|---|---|
TENURE | 10 YEARS |
MINIMUM LOAN | RM5,000 |
MAXIMUM LOAN | RM250,000 |
INTEREST RATES | 3.75% - 4.40% |
MAXIMUM ELIGIBILITY | 60 % X GROSS SALARY |
NET PAYOUT | 90% - 93% |
CCRIS CONDUCT | CLEAN CONDUCT ONLY |
EMPLOYER'S CONFIRMATION | NOT REQUIRED |
CUSTOMER'S CONFIRMATION | APPLICATION FORM & PGP |
TRADE REFERENCES | YES (LESS RM2500) |
EMPLOYEMENT'S STATUS | PERMANENT ONLY |
CONTRACT EMPLOYEE | NO |
OVERALL DSR | MAXIMUM DSR:
RM 2,500 - RM 2,999 : 65%,
RM 3,000 - RM 4,999 : 80%,
RM 5,000 & ABOVE : 85% |
TAKE HOME PAY | NO |
MIN TAKE HOME PAY | NOT APPLICABLE |
MINIMUM SALARY | RM 2,500 |
CTOS/LEGAL | NOT ACCEPTABLE |
BANKRUPTCY | NOT ACCEPTABLE |
TURN AROUND TIME | 5 WORKING DAYS |